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Future Value Calculator

Use this calculator for clean future-value checks when you want time-value growth without ongoing contributions.

Inputs

Enter your values

Use the amount you have today or at the start of the projection.

Present value must be greater than zero.

Enter the annual growth rate assumption for the whole period.

Set the number of years the amount is allowed to grow.

Years must be greater than zero.

Input guide

These are the main values the calculator uses. Keep the units consistent and, where relevant, match the assumptions explained in the related guide.

Input

Present value

Unit: GBP

Use the amount you have today or at the start of the projection.

Input

Annual rate

Unit: %

Enter the annual growth rate assumption for the whole period.

Input

Years

Unit: years

Set the number of years the amount is allowed to grow.

Formulae

FV = PV x (1 + r)^n

When to use this calculator

Use this page when you already know the present amount, annual rate, and time period and want the ending value directly.

How to read the result

The main result is the projected future value. The supporting figure shows how much of that total is growth above the starting amount.

Worked example

If 5,000 grows at 6% for 8 years, the result shows the total future value and the amount added by growth over the period.

Assumptions and limits

This page applies the single annual rate you enter and does not add contributions, fees, taxes, or market variability.

Common questions

How is this different from the Compound Interest Calculator?

This page is the cleaner time-value tool for a one-off starting amount. The Compound Interest page is better when you also want regular contributions and compounding frequency controls.

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